Bank of the Universe

I'm ready to sign a life contract for more chapters.

I'm now on chap 27 and there's a heck ton of plot holes.

The back of universe is the definition of easy to scam bank that gives out free stuff.

But I will not mention those caz I don't want to scare you guys off. I just want to tell you that before you read you need to follow these rules:
* Turn off your braincells
* Don't use logic or reasoning
* Go with the flow

After you do this I will guarantee you that this will be an enjoyable Chinese novel. I mean even now I'm still reading it.

THE PREVIOUS BANK OWNERS WERE DUMB, ESPECIALLY THE LAST. so please do not over analyze it and continue reading 'caz'

What exactly are you talking about? because apart from the things that are not to be explained on purpose at the beginning, I can't think of any holes until chapter 27. . .

Since you insist I'll tell it to you.

First of all the owner is only invincible inside the bank of universe but when outside the owner is only as strong as his cultivation so when a person stronger than the owner borrowed a godly item they can run away with it caz the owner can't get it back since his weaker than the person.

[ Quick explanation : the bank of universe is an independent small world and when a person wants something from the bank of universe they get an invitation and teleported to the bank of universe and after the transaction they get teleported back to where they originally was wherever they are in the 9 worlds and 10 lands ]

Well, I don't know if you've read more than 29 chapters so far, but a part at the beginning of this story that explains and shows that the items lent by the bank are loyal to the bank, the protagonist himself had no power at the beginning, but he took it from returns the "Brush of Heaven" artifact of a cultivator just calling her because he is the owner of the bank.

Second of all the buyer can either pay inside the bank of universe or outside but no matter what you choose you can still get the item after you sign the contract, but here's the problem if the buyer wants to pay outside then the owner have to find the buyer wherever he is in the 9 worlds and 10 lands so the buyer can basically run away from the owner.

As the items are from the bank, they are traceable as it will show many times later in the story, the characters recovering the items even if something happens to the owner. . .

Third of all the bank of universe sign a contract with the buyer to record the item or something they brought and when to give it back or something. But the contract itself is sh*t caz it doesn't do anything so the buyer can basically ditch off the contract and don't return the item they've borrowed. Caz the bank of universe can't sue the person in question caz they don't got their own force or police they can turn to.

I'm just gonna give 3 plot holes caz I don't want to discourage you guys too much.

I'm kindly in a tough spot here caz I'm worried about the "naive protagonist" tag but also want to read it caz comments very positive so. . .  Maybe I'm gonna try a few before deciding.

The "naive protagonist" part is just because he transmigrated from another world, just lack of knowledge at the beginning. . .