Bank of the Universe

  • Genre: Eastern
  • Author: Girl Wears Short Skirt
  • Translator:
  • Status: Ongoing

  • Rating(4.3 / 5.0)

Li Xiandao obtained the ancient Bank of the Universe, but the bank was now totally empty and there were no treasures at all. The only thing it held: a bunch of debts.
The Eternal Celestial King borrowed a supreme celestial artifact, promising to pay it back in two pieces in 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date!
Moon Celestial loaned a high-quality face, to be returned in 10,000 years. If overdue, she will pay with her life!
Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back 10 times the amount!
Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one!
A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!

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Popular Reviews All reviews
  1. PocketCat2
    PocketCat2 rated it
    What is your point lmao?
  1. Augustine Will
    Augustine Will rated it
    This novel is amazingly detailed and while there some cons to it, the novel is detailed and the MC is reasonably characterized. I feel that this novel should be selected as it is a refreshing twist on a original topic and I would to see where it would go. Not that I really like this novel.
  1. Laura Maugham
    Laura Maugham rated it
    Its a generic cultivation novel, lots of random killing, bad characters, plot points don't go anywhere or are forgotten. generic cultivation world and stupid mc.

    I mean he's from earth and went to that world, it's never mentioned again. His character doesnt suit someone from earth, gets to killing everyone very quickly without hesitation, acts like other cultivation MC's, stupid and arrogant.

    Every new character its just another, oh a debt let me go kill a bunch of people and collect it, repeat forever.

    It's not a new concept, the storyline is basically non existent the world building is non existent and horribly told. The villians are one dimensional. Everyones a basic copy and paste villain.

    Honestly is such a low quality novel, what can you expect from a chinese cultivation novel. Theres only a few 'good' ones and the rest are just bad copy's.

    In fact this entire novel idea is ripped off another novel with a similar story.

    My recomendation is avoid.
  1. Yetta Dewar
    Yetta Dewar rated it
    Raw title: 我有一座天地钱庄
    Status:  670 Chapters (Ongoing)

    Translation quality needs some work.... Otherwise its a great novel.
    ...........................
  1. Channing Joel
    Channing Joel rated it
    Ok i'm going to have to drop it right here this is a quality novel with a great idea but unfortunately the translation quality is very bad the formation the wording all around bad don't get me wrong you can read this but its quite hard
  1. Christ Euphemia
    Christ Euphemia rated it
    Don’t know why there are so many 5 stars for this jove. The translation is inconsistent and numbers just get swapped around, which leads to a lot of confusion and guess work. MC makes dumb choices for the sake of looking bad ass, contracts seem useless as there’s no power within them to make he other person follow it. Way to fast paced, and everybody just fawning over MC’s awesomeness.

    It’s not bad, but definitely not 5 stars worthy.
  1. Bowen Fast
    Bowen Fast rated it
    Well after reading it idk how this story gets 5* rating but everyone have different opinion .
    The mc of the story is one  the most arrogant mc I have seen and know he doesn't have the strength to be that arrogant. Just because he somehow becomes owner of the bank of universe his ego  started to infalte that much that if you don't agree with him or offend him you die . You have two options either do what he says or you die.
    I just couldn't stand his behavior in the story.
  1. Kim Paul
    Kim Paul rated it
    I hate the MC, side characters and basically everyone in it. This is just a terrible novel with ok I admit interesting plot line that separates it from other novels but yeah it basically threw all that away with the actual story being terrible. It’s a good idea with horrible execution. That’s all I can say about this, overall I don’t recommend you to read this but I can’t stop you if you want to. It’s your decision.

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