Li Xiandao obtained the ancient Bank of the Universe, but the bank was now totally empty and there were no treasures at all. The only thing it held: a bunch of debts.
The Eternal Celestial King borrowed a supreme celestial artifact, promising to pay it back in two pieces in 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date!
Moon Celestial loaned a high-quality face, to be returned in 10,000 years. If overdue, she will pay with her life!
Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back 10 times the amount!
Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one!
A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!

Bank of the Universe
- Genre: Eastern
- Author: Girl Wears Short Skirt
- Translator:
- Status: Ongoing
- Rating(4.3 / 5.0) ★
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I mean he's from earth and went to that world, it's never mentioned again. His character doesnt suit someone from earth, gets to killing everyone very quickly without hesitation, acts like other cultivation MC's, stupid and arrogant.
Every new character its just another, oh a debt let me go kill a bunch of people and collect it, repeat forever.
It's not a new concept, the storyline is basically non existent the world building is non existent and horribly told. The villians are one dimensional. Everyones a basic copy and paste villain.
Honestly is such a low quality novel, what can you expect from a chinese cultivation novel. Theres only a few 'good' ones and the rest are just bad copy's.
In fact this entire novel idea is ripped off another novel with a similar story.
My recomendation is avoid.
Status: 670 Chapters (Ongoing)
Translation quality needs some work.... Otherwise its a great novel.
...........................
It’s not bad, but definitely not 5 stars worthy.
The mc of the story is one the most arrogant mc I have seen and know he doesn't have the strength to be that arrogant. Just because he somehow becomes owner of the bank of universe his ego started to infalte that much that if you don't agree with him or offend him you die . You have two options either do what he says or you die.
I just couldn't stand his behavior in the story.